How it works
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1
Text what happened
Send each sale or expense as you would tell a friend: "sold 2 crates of malt 9k" or "paid boy 20k". No forms, no app to install.
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2
Ask how you're doing
"How much profit this month?" "Wetin I spend on transport?" You get the exact figure from your records, plus short advice on cash and costs.
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3
See it and download it
Send LOGIN to get a code for your dashboard. See charts by week or month, and download a PDF statement or Excel file.
Write it the way you talk
AI CFO understands English, Pidgin and shorthand like 45k or 1.2m. When something is unclear, it asks you one short question instead of guessing.
| You send | AI CFO records |
|---|---|
| customer pay me 1.2m for supply | Money in ₦1,200,000 sales |
| fuel for gen 8k yesterday | Money out ₦8,000 fuel, dated yesterday |
| paid salary for my 2 boys 90,000 | Money out ₦90,000 salaries |
| bought 10 bags cement 85k | Money out ₦85,000 stock purchase |
| delete the last one, na mistake | Removed the last record |
Your whole business on one screen
Log in with your WhatsApp number and a one-time code. No password to remember.
- Profit, money in and money out for any week, month or year
- A chart of each day's or month's sales against spending
- Where your money goes, by category
- Every record, with a way to remove mistakes
A statement your bank can read
Download a branded PDF statement, or an Excel file with working formulas, for a bank, BOI, grant or investor application.
- Month-by-month money in, money out, profit and margin
- Breakdown of income and spending by category
- Every record listed, with a reference number
Statements show the records you sent. They are not audited, so a lender may still ask for your bank statements.
Your records stay yours
Only you can open them
Your dashboard opens with a code sent to your own WhatsApp. We never sell your data or share it without your permission.
Handled under the NDPA
We follow the Nigeria Data Protection Act 2023. Read our privacy notice to see what we keep and why.
Finance only
AI CFO only works on your business money. It is not a licensed accountant; for tax filing or audits, it will point you to a professional.